Shannon Niquette Ratliff (nee Stewart) (born June 6, 1984) is an American fashion model and beauty pageant contestant from Franklin, Ohio.
Stewart was the runner up on the 1st cycle of America's Next Top Model. She was also first runner-up in the Miss Ohio USA pageant in 2005, and a semi-finalist in that pageant in 2006.
She is a devout Christian, doesn't drink or smoke and stayed a virgin until marrying. Stewart married fellow Christian model Matthew Ratliff in 2007 and they live in Plainfield, Indiana. She took his name and now goes by Shannon Ratliff.